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Terms and conditions

Last updated 9 November 2026. Who Paid More? (whopaidmore.com, "the site") is operated by [operator name] ("we", "us").

1. What you are paying for

A payment buys one press of the button and the right to an entry on the leaderboard, showing the amount you paid and your name (or "Anonymous"). Your position depends on the amount paid: entries are ranked from highest to lowest, and a later, larger payment will move yours down or off the leaderboard. Your message is shown with your entry unless it is held or hidden under section 4; in that case your entry still appears, with the hidden part replaced by a placeholder. You are not buying goods, a service beyond that display, an investment, a prize or a particular position.

2. Price

The minimum price is $1 more than the highest payment made so far, and you may choose to pay more. All amounts are in US dollars. The price can change while you are paying. If someone else pays first, your payment still goes through at the amount you chose and is ranked by that amount, even if it is now below the current price.

3. No refunds

Payments are not refunded, exchanged or credited, including when:

• your message is moved down or off the leaderboard by other payments;
• the price changed while you were paying;
• your message or name is held for review, or hidden in part or in whole under section 4;
• you made a typo, paid more than you meant to, or changed your mind;
• the site is unavailable, changed or closed.

4. Messages, names and review

Your message and name are public. Do not include links to websites, or web addresses written in any form. Anything else may be posted, including swearing. You are responsible for what you post: you must not post anything unlawful, and posting other people's personal information may be a crime or expose you to legal action.

Messages and names are checked automatically for links. If your message is flagged, your entry and amount appear on the leaderboard at once and the message shows as a blank block until a person has reviewed it; if your name is flagged, "Anonymous" shows in its place until then.

We may hide (censor) part or all of any message or name, at any time and at our discretion, for legal or safety reasons, including links, content that is unlawful or harmful, content about other people, or content that we are asked or required to remove. Where part of a message is hidden, a short placeholder shows in its place saying why (for example "hidden: link to external site" or "hidden: legal reasons"). Your entry, position and amount stay on the leaderboard regardless. No refund is given when content is hidden (section 3).

To complain about a message, contact us (section 10). We aim to respond within 48 hours.

You confirm that you have the right to post what you submit, and you give us permission to display it on the site and in screenshots or posts about the site.

5. Who can pay

You must be 18 or older, or have permission from a parent or guardian, and you must be authorised to use the payment method.

6. Payment processing

Payments are processed by Stripe. We do not see or store your full card details. Stripe's own terms and privacy policy apply to the payment.

7. What we keep

We store your message, name, the amount and the time of payment. Stripe gives us limited payment details (such as the email used at checkout) which we use only to handle the payment and any dispute. We do not sell your information.

8. Changes and availability

We may change or close the site at any time. We may update these terms, and the version shown when you pay applies to that payment.

9. Your rights under law

Nothing in these terms excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law, or any other law, that cannot lawfully be excluded, restricted or modified.

10. Contact

Questions: [contact email].